Taking the Burden Off Your Shoulders

We guide you through the complex world of financial planning.


Financial Planning & Advisory Services

Our first goal is to help you develop a financial plan that's customized to you.  We  incorporate all aspects of your financial life.

Throughout our comprehensive financial planning process, we help our clients identify and answer critical questions, such as:

  • How can I reduce the effects of market volatility on my retirement?
  • How do I create maximum security in retirement?
  • Can my money make a positive difference in the world?
  • How can I minimize my tax burden?
  • How do I provide for my spouse or loved ones after my passing?
  • How can I fund my grandchild’s college, a gift to a charity, and similar?

Family Estate Organizer

By creating a family estate organizer, you create a single, simplified place where you and your family can store all your important documents.

We provide you with a filing system that eases the transition in the event that you or your spouse passes away.  The system helps survivors continue with everyday life and will assist your  heirs in carrying out your wishes.

We also maintain for you an asset sheet that is continually updated to track and monitor your progress and cash flow.  We also ensure that each of your beneficiary forms and accounts has been labeled properly, to help avoid probate.


Investment Services

You need sustainable investment options to accomplish your financial goals - both short-term and long-term. Wherever you are in your retirement journey, we help you create strategies that fit your risk tolerance.

We help you answer critical questions like:

  • What is my monthly retirement income target?
  • How long will my retirement last?
  • What are all of my potential retirement-income sources?
  • What are my best options for investing for retirement?
  • Is my lifestyle protected against extreme market volatility?

We provide low-cost, tax-efficient solutions that minimize your risk.

Want to Learn More About Your Future?

We've created a free eBook to help you learn more about navigating the world of retirement.

Heard about The Bucket Plan and want to learn more? Click below to get the whitepaper


Tax Planning

Considering your tax implications and mitigation strategies are a critical portion of planning investments. From 401k rollovers, charitable gifting, Roth conversions, and tax-efficient portfolio offerings, our advisors can guide you through the latest tax laws.

We are experienced in tax planning for both individuals and small businesses, and including property, state, and federal taxes.


Social Security Strategies

Did you know that when and how you apply for your Social Security benefits can result in a difference of tens of thousands of dollars over the span of your retirement? Our team specializes in maximizing Social Security for those aged 60+ who are preparing for retirement.

The laws governing Social Security benefits continue to change, and we help you understand the law and make informed decisions. We can also help answer Social Security questions like:

  • When am I eligible to receive Social Security benefits?
  • When is it the right time for me to file for Social Security, for my situation?
  • Can I receive Social Security if I am still employed?
  • How does Social Security work for my spouse?
  • What happens to my Social Security benefits if my spouse or I die?
  • Will Social Security be around for all of my retirement?

Learn more about upcoming workshops here.


Estate Planning

You need more than just a will to protect your needs in the event of a death or disabling event. We can help you create designated beneficiary forms and essential legal documents, and  help you coordinate with legal professionals to keep these items up-to-date.

Once your estate is in place, our Certified Financial Fiduciary® at Valdez Financial Group will regularly review your estate plan to ensure all of the information is updated and working in conjunction with the other aspects of your comprehensive financial plan.

We are not the right-fit for everyone, but we might be the right-fit for you...

To find out, we need to know more about each other. That's why we start with a no-cost & no-obligation 20-minute Right-Fit Discovery Call. Click below to learn more...

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