Taking the Burden Off Your Shoulders
We guide you through the complex world of financial planning.
Financial Planning & Advisory Services
Our first goal is to help you develop a financial plan that's customized to you. We incorporate all aspects of your financial life.
Throughout our comprehensive financial planning process, we help our clients identify and answer critical questions, such as:
Family Estate Organizer
By creating a family estate organizer, you create a single, simplified place where you and your family can store all your important documents.
We provide you with a filing system that eases the transition in the event that you or your spouse passes away. The system helps survivors continue with everyday life and will assist your heirs in carrying out your wishes.
We also maintain for you an asset sheet that is continually updated to track and monitor your progress and cash flow. We also ensure that each of your beneficiary forms and accounts has been labeled properly, to help avoid probate.
Investment Services
You need sustainable investment options to accomplish your financial goals - both short-term and long-term. Wherever you are in your retirement journey, we help you create strategies that fit your risk tolerance.
We help you answer critical questions like:
We provide low-cost, tax-efficient solutions that minimize your risk.
Tax Planning
Considering your tax implications and mitigation strategies are a critical portion of planning investments. From 401k rollovers, charitable gifting, Roth conversions, and tax-efficient portfolio offerings, our advisors can guide you through the latest tax laws.
We are experienced in tax planning for both individuals and small businesses, and including property, state, and federal taxes.
Social Security Strategies
Did you know that when and how you apply for your Social Security benefits can result in a difference of tens of thousands of dollars over the span of your retirement? Our team specializes in maximizing Social Security for those aged 60+ who are preparing for retirement.
The laws governing Social Security benefits continue to change, and we help you understand the law and make informed decisions. We can also help answer Social Security questions like:
Learn more about upcoming workshops here.
Estate Planning
You need more than just a will to protect your needs in the event of a death or disabling event. We can help you create designated beneficiary forms and essential legal documents, and help you coordinate with legal professionals to keep these items up-to-date.
Once your estate is in place, our Certified Financial Fiduciary® at Valdez Financial Group will regularly review your estate plan to ensure all of the information is updated and working in conjunction with the other aspects of your comprehensive financial plan.